Terms of Service

Last updated: September 19, 2026

Introduction

These Terms of Service govern your access to and use of the website and the services operated by Vest Node Capitals. By accessing the website, opening an account, or using any part of the service, you agree to be bound by these terms. If you do not agree with them, you should not use the service.

These terms apply to every visitor to the website, whether or not they hold an account. They sit alongside our Privacy Policy and Cookies Policy, which describe how information is collected and used. Where a separate agreement applies to a particular product, that agreement prevails to the extent of any conflict with these terms.

Eligibility

To open an account you must be old enough to enter into a binding contract under the laws of the place where you live, and you must not be barred from using the service by any law that applies to you. You must provide information that is accurate, current, and complete when you register, and you must keep it up to date afterwards.

We may decline to open an account, or cancel an account we have already opened, where eligibility cannot be confirmed or where the checks that apply to the account cannot be completed. The specific requirements that apply to a given account are confirmed in the application itself.

Account responsibilities

You are responsible for keeping your login credentials confidential and for everything that happens through your account. You should not share access with anyone else, and you should tell us promptly if you believe your credentials have been compromised or that someone else has used your account without authority.

Information you give us must be accurate, and you must not use the account for anyone else's benefit. We may suspend or restrict access where we reasonably believe an account is being used without authority, or in a way that breaches these terms.

Acceptable use

You agree to use the service lawfully and only for the purposes for which it is provided. In particular, you must not use the service to commit fraud, to launder money, or to break any law that applies to you; to attempt to gain unauthorised access to our systems or to interfere with their normal operation; to copy, scrape, or republish content without permission; to introduce malicious code; or to impersonate another person.

We may investigate suspected misuse and cooperate with the authorities where the law requires it. Access may be suspended while an investigation is under way.

Fees and charges

We charge fees for the services we provide. The fees that apply to a plan are described in that plan's own documentation and are shown to you before you commit capital to it. Fees are charged against the account, and the terms on which they are calculated and deducted form part of the arrangement you accept when you fund a plan.

The specific amounts, rates, and schedules are set out in each plan's documentation: a 10% trade commission, a maintenance fee where applied, and all basic services included in every tier. Fees are shown before you commit capital and deducted from the account as described at funding.

We may change our fees from time to time, and where a change is material we will take reasonable steps to bring it to your attention before it takes effect. You are responsible for any taxes that apply to your use of the service.

Risk acknowledgment

Trading and investing involve risk, and the value of a position can fall as well as rise. You may lose some or all of the capital you commit. You should not commit money you cannot afford to lose, and you should satisfy yourself that the service is suitable for your circumstances, objectives, and tolerance for loss before you use it.

The principal risks are described in our Risk Disclosure. That page forms part of the information you should read before you commit capital, and it does not replace independent advice where you need it.

Intellectual property

The website, its content, branding, logos, text, graphics, software, and the way they are arranged are owned by us or by our licensors, and are protected by intellectual property laws. You may use the service for your own personal use, and you may print or save content for that purpose.

You may not copy, modify, distribute, sell, or create derivative works from any part of the service without our prior written consent, and our name and marks may not be used in a way that suggests endorsement or partnership without permission.

Termination

We may suspend or terminate your access at any time if you breach these terms, if we are required to do so by law, or if we reasonably believe that continued access presents a risk to you, to us, or to others. You may stop using the service and close your account at any time.

Ending the agreement does not remove obligations that arose before it ended. Provisions that by their nature should survive termination, including those covering intellectual property, disclaimers, and governing law, continue to apply.

Governing law

These terms are governed by the laws of the State of New York, United States, and any dispute is subject to the courts of New York. The law that applies to a particular account may also be set out in the agreement that governs it.

Nothing in these terms removes any right you have under mandatory consumer law in the place where you live.

Changes to these terms

We may update these terms from time to time. When we do, we will revise the date shown on this page and, where a change is material, take reasonable steps to bring it to your attention. Continued use of the service after a change takes effect means you accept the updated terms. If you do not agree with a change, you should stop using the service.

Contact

If you have a question about these terms, you can raise it through the contact page. We will do our best to respond promptly and to explain how a term applies to your account.